Hearthstone Legal Group

5220 Clark Avenue Suite 347C, Lakewood, CA 90712
Proud to Serve as a Debt Relief Agency, which may involve filing of bankruptcy for persons or companies. 11 USC Sec. 526-528

Professional And Experienced Bankruptcy/Debt/Real Estate Attorney

You've Come To The Right Place

We offer experience and services to help with abusive mortgages and stubborn banks. Negotiations, civil lawsuits and Chapter 7 bankruptcy are options we offer to resolve your situation.
Chapter 7 bankruptcy is the discharge of unsecured debt. It is not a repayment plan, as in Chapter 13, nor a debt reorganization plan, as in Chapter 11. Bankruptcy can give a “fresh start” to a debtor who qualifies, and who declares all of his or her assets and liabilities.
30 Years Of Experience

We work in California’s Superior Courts, the Central District Federal Court, and the Central District Bankruptcy Court. We have the ability to work with mortgages and other debt, both in and out of bankruptcy.

Defining Bankruptcy Success

Regarding bankruptcy, we work with individuals, couples, and businesses, to end unsecured debt (Chapter 7). We provide referrals for personal repayment plans (Chapter 13), and business reorganization (Chapter 11).

Let Our Experience Be Your Guide 

Get Your First Consultation Free!

We review the client’s situation to propose a practical solution.

Primary Practices


The Firm focuses on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business.

Debt Issues

Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy. Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders and their collection agencies.

Fair Lending

All laws administered by National Banks are subject to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws.

Real Estate and Business Matters

The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. including real estate, construction, insurance, products liability, and personal injury.

To save your home, don’t go at it alone.

Bankruptcy is not a dirty word, but a clean slate.

Our Client's Reviews

The US Trustee would have sold our house in the bankruptcy. Through Mr. Wiggins we were able to procure a loan to pay off the equity. We kept our house and discharged the unsecured debt. We are grateful to Mr. Wiggins for helping us keep our home.
The US trustee wanted to take away all of our life insurance. Mr. Wiggins was able to convince him that the life insurance was fully exempt. He was able to protect this valuable asset.
Los Angeles
I’m glad Mr. Wiggins was fighting for us. We knew that the other side could have an army of attorneys going after us as soon as we went to court. But he thought the case would go away. He was right. The debt was dismissed. We are very grateful.
Long Beach
The case proceeded exactly as Mr Wiggins outlined. I was able to recover a large amount of mortgage overpayment. It was awesome.

Contact Us

Contact Details

Address: 5220 Clark Ave #347C, Lakewood, CA 90712
Number: 310-779-8847
Email: bkattorney@herbertwiggins.com

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