Hearthstone Legal Group
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310-779-8847
Professional And Experienced Bankruptcy/Debt/Real Estate Attorney
You've Come To The Right Place
Chapter 7 bankruptcy is the discharge of unsecured debt. It is not a repayment plan, as in Chapter 13, nor a debt reorganization plan, as in Chapter 11. Bankruptcy can give a “fresh start” to a debtor who qualifies, and who declares all of his or her assets and liabilities.
30 Years Of Experience
We work in California’s Superior Courts, the Central District Federal Court, and the Central District Bankruptcy Court. We have the ability to work with mortgages and other debt, both in and out of bankruptcy.
Defining Bankruptcy Success
Regarding bankruptcy, we work with individuals, couples, and businesses, to end unsecured debt (Chapter 7). We provide referrals for personal repayment plans (Chapter 13), and business reorganization (Chapter 11).
We review the client’s situation to propose a practical solution.
Primary Practices
Bankruptcy
The Firm focuses on chapter 7 liquidation bankruptcy, for individuals, couples, and companies. Chapter 7 is the liquidation of personal debt, or for companies that are going out of business.
Debt Issues
Every bankruptcy involves debt, but not every debt is appropriate for bankruptcy. Credit cards, for as little as $1,000 in debt can generate lawsuits by the lenders and their collection agencies.
Fair Lending
All laws administered by National Banks are subject to anti-discrimination laws, passed by Congress and signed by the President. However, lenders are not always observant of these laws.
Real Estate and Business Matters
The firm has over 30 years experience in litigation, representing clients large and small. The Firm has enjoyed success in litigation and several different fields. including real estate, construction, insurance, products liability, and personal injury.
To save your home, don’t go at it alone.
Bankruptcy is not a dirty word, but a clean slate.
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Contact Details
Number: 310-779-8847
Email: bkattorney@herbertwiggins.com
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Committed To Helping Our Clients Succeed